Insurance in Central Florida

Insurances Accepted

Cardiac and Vascular Consultants accepts a wide range of insurance plans to help you access the cardiovascular care you need. 

Below is a current list of insurances accepted at our locations throughout The Villages, Lecanto, Leesburg, Wildwood, Summerfield, and Lady Lake, FL. If you have questions about your specific plan, please contact our office directly at 352-633-1966.

Led by Dr. Shrikanth Upadya, a renowned expert in interventional cardiology, our board-certified team provides advanced care for your needs. Our patient-centric service makes us an ideal choice for those in The Villages, Lecanto, Leesburg, Wildwood, Summerfield, and Lady Lake, Florida.

Medicare Plans

  • Medicare
  • Railroad Medicare

Medicare Advantage Plans

  • Blue Cross Blue Shield (BCBS)
  • Aetna
  • Cigna
  • Humana
  • WellCare HMO
  • CarePlus HMO
  • Freedom Health
  • Optimum HealthCare HMO
  • United Healthcare (UHC) Dual Complete RPPO
    Group #s 82080 and 82082 (Medicare/Medicaid)
  • United Healthcare (UHC) WellMed
    Note: Claims processed under WellMed payer ID: WELM2 only.
  • United Healthcare (UHC) Medicare Solutions PPO

Important Note:
We are out of network for all other UHC Medicare and Medicaid plans. Patients with PPO and POS plans may still be seen but may have higher copays, coinsurance, and deductibles.

Traditional Medicaid and Medicaid Plans

  • Sunshine Health
  • Staywell
  • Coventry (accepted by Dr. Upadya, Dr. Yelamanchi, and Dr. Al Aloul)

Military Plans

  • Tricare Standard
  • Tricare Prime HMO
  • Champ VA
  • Non-VA Care Program

Commercial Insurance Plans

  • Blue Cross Blue Shield (all plans)
    Note: Blue SELECT is accepted but considered out-of-network; higher deductibles and 50% patient responsibility apply.
  • Humana PPO, HMO, Premier, and POS
  • Aetna PPO, HMO, and POS
  • Cigna PPO, HMO, and POS
  • Care Improvement Plan – Open Access
  • GHI (accepted by Dr. Upadya and Dr. Al Aloul)

Referral Requirements

If you are covered by an HMO plan, please note that prior approval (authorization) is required before your appointment. This applies to office visits, diagnostic testing, and procedures. Without insurance authorization, we will not be able to provide services in accordance with your insurance guidelines.

If approval has not been secured, we recommend contacting your primary care provider for assistance or visiting your nearest emergency department for urgent care needs.

Questions About Coverage?

Our team is happy to help, but for questions specific to your insurance coverage, please contact your insurance company directly or refer to your insurance member handbook.

For general assistance, contact Cardiac and Vascular Consultants at 352-633-1966.

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